We offer all kind of banking services like Savings Accounts, Business Accounts, Recurring deposits, Fixed and Term Deposits, Monthly Income deposits, Nidhi Discount Bonds, Locker Facilities, Remittances like NEFT/RTGS through designated bank branches, SMS alerts, Micro ATM. We provide to a great extent for advancing of Gold Loans, Property Loans, Small Business Loans, Personal Loans, SME Loans, Group Loans, Two Wheeler Loans and Loans against approved Govt. Securities to its members. Thus, the funds are fully secured and therefore the investments with us are in very safe havens. With the strong banking background & experience of the promoters, we believe that success of business comes from creativity and team work. Nidhis also treated as Quasi Banking Companies, because it has rules and objectives that are same as a Bank, but is only in effect to someone (members or a group) who has agreed or joined this agreement to do the business amongst the members / group only.